Personal Insurance Services
Homeowners Insurance
If you own or are purchasing a home, you will want homeowners insurance to protect one of the largest investments of your life. It can be overwhelming to weigh out all the different coverage options, which is why partnering with Blue Cove becomes so important. Our knowledge and dedication to our clients will help you feel confident that you have the right policy and right coverage in place. Policies available for primary, second, and investment properties.
Auto Insurance
Auto insurance protects you in case of injury, damage or loss that may have been caused by you or another driver. It can also protect you from damage by trees, animals, other stationary objects and flooding. The following protections exist to protect you; liability, collision, comprehensive, roadside assistance, uninsurance/underinsured motorist protection, medical payments and more. Understanding what coverages you need is our role as everyone's needs will vary. We'll partner with you to structure a policy unique to your situation.
Renters Insurance
In most cases, renters are alleviated from the stresses of keeping up with the building or home they are living in. Most renters think that if their apartment or space was destroyed, the landlord's insurance will cover their personal items. Unfortunately, that is not true. Renters need to have their own coverage for anything inside their home's or apartment's walls. Protect your jewelry, appliances, clothing, electronics and furniture with a renters insurance policy.
Umbrella Insurance
There are always maximum limits associated with homeowners and auto insurance policies. Umbrella policies offer additional coverage to help avoid unwanted surprises. Contrary to popular belief, umbrella insurance is quite affordable, which makes it a great choice for added peace of mind.
Marine, RV, Motorcycle Insurance
Unexpected events can happen while on boats, motorcycles and in RVs. We offer insurance to protect these assets, your liability, collision, theft, rental, road or waterside assistance, RV contents coverage and more. Share what you have with us and we will make sure you are covered!
Flood Insurance
Living by the water is a dream for many people; but that dream comes with added risk to your property and all your belongings. To learn more about your flood zone or to get a sense of what flood insurance rates look like, please reach out and let us help!
Personal Articles Floater
If you have personal valuables and collections, it's a good idea to consider a personal articles floater policy. These policies cover jewelry, silverware, coins, digital/electronic equipment, fine art, wines and more. When an item is lost, stolen or damaged, you will be glad you purchased this coverage.
Don't delay. Protect yourself today.